The classification of real estate assets within a smallholding can stir up complications at the point of borrowing.
In turn, smallholding mortgage applications can get repeatedly turned down simply for not quite fitting in the right box -neither residential nor commercial. This typically leaves ‘specialist lenders’ as the only option who, of course, avail themselves at a premium…but are there really any other viable options?
Here are a few threads to keep a level head on the matter: